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Old 06-08-22, 07:00 AM
Mike B Mike B is offline
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Join Date: Dec 2010
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Default MILITARIA COLLECTION INSURANCE

Having received an insurance quote increase of 25% I wonder if other Forum Members can suggest alternate insurance providers, who include Militaria coverage.

I have previously used AON, but they passed my policy to Hiscox a couple of years ago. I believe the average policy increase at Hiscox was 12-15%, but an 'error' had been made with my previous premiums ...

The policy includes House, Content and Militaria

Any suggestions appreciated

Mike
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Old 06-08-22, 09:41 AM
altcar73 altcar73 is offline
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Personally, I would not bother with insurance for a badge collection. Anybody wishing to "screw" your house would be unlikely to want your badges. These days burglars want items they can quickly sell, usually to buy drugs etc. Badges and militaria generally are too difficult to get rid of.

The risk of fire/flood is a different matter and I can well see the value of insurance in that respect. But you can mitigate the risk in these two instances. Burglary of premises and theft are more difficult to prevent. If they want to get in they will do, despite all you may do to stop that.

I don't think the increase in premiums is linked to what you are actually seeking to insure, its more likely to be a general increase linked to the economic climate we are currently living with.

Dave.
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Old 06-08-22, 11:24 AM
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grenadierguardsman grenadierguardsman is offline
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My house insurance covers mine. And single items valued up to £2500.
Andy
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Leave to carry on Sir please.
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Old 06-08-22, 04:15 PM
Mike B Mike B is offline
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Many thanks Dave and Andy for your thoughts.
My household insurance used to cover mine but unfortunately ceased militaria cover when I moved house.

Any further thoughts member appreciated
Mike
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